Personal Accident Insurance

personal accident insurance
What is Personal Accident Insurance?

Personal accident plans gives you comprehensive financial protection in times of needs. The policy includes accidental death and accidental permanent disablement cover, a lump sum bereavement grant, as well as hospitalisation allowance.

With our No Claim Bonus, for every year where no claims have been made, your sum insured increases the next year – to give you higher coverage and greater peace of mind.

How much is Personal Accident Insurance?

$108 for Annual plan.

What does Personal Accident Insurance cover?

Hand, Foot and Mouth Disease, dengue fever, food poisoning, and the most recent global threat Zika virus.

Protection for Accidental Death and Accidental Permanent Disability

This personal accident insurance policy pays a lump sum benefit of up to $500,000 in the event of death or permanent disability due to accident.

Choose your preferred medical treatment

We will give you the freedom to choose either Western Medicine or Traditional Chinese Medicine, and we will reimburse your expenses.

Resume normal life with facial reconstruction surgery

Personal Accident plan will reimburse the cost of facial reconstructive surgery, skin grafting due to burns and dental treatment, so you can regain your health and your confidence.

No Claim Bonus

As an added benefit for not making any claims on the personal accident insurance policy, you will receive a No Claim Bonus. This means that your sum insured will increase by 2% upon each annual renewal, up to a maximum of 5 years.

Renovate the home or office

If you are injured and in need to modify your home or workplace such as installing ramps or railings, we will reimburse the cost up to the limits specified in the Schedule of Benefits of the plan. On top of this, with the Mobility Expense Reimbursement benefit, we will reimburse the cost of a wheelchair the plan will cover the cost of a wheelchair or crutches if needed.

Round-the-clock worldwide coverage

Personal Accident plan offers comprehensive protection whether you are at home, at work, in school or while traveling overseas. Feel protected 24 hours a day, 365 days a year with our personal accident insurance.

How long can I renew the contract?

The policy is renewable yearly up to age 75.

How do I file for a claim?

Please notify Etiqa by completing the relevant claim form and providing them with relevant evidence and supporting documents that will substantiate your claim. The claims form can be found under "Claim Forms" through the website at: https://www.etiqa.com.sg/online/eClaim/PA/ClaimForm.

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